There are various types of fence projects for which homeowners may seek fence loans. Here are the most common types of fences:
On average, homeowners in the U.S. spend between $2,000 and $5,000 to install a fence. The exact number will vary depending on material, length, height, and location.
Here’s a breakdown of the average cost of installing a fence by type for a quarter acre of land — approximately 10,000 sq. ft. requiring an average of 220 linear ft. of fencing:
| Type of Fence | Average Cost |
| Chain-link | $1,760–$4,400 |
| Wood | $2,200–$6,600 |
| Composite | $2,420–$9,900 |
| Vinyl | $3,300–$8,800 |
| Picket | $3,520–$17,600 |
| Steel | $4,400–$17,600 |
| Aluminum | $5,500–$11,000 |
| Iron | $11,000–$18,700 |
Location also plays a significant factor in fencing installation costs. Here are the average prices of installing a fence in different U.S. cities:
| City | Average Cost |
| Houston, TX | $1,500–$5,500 |
| Phoenix, AZ | $1,700–$5,900 |
| Orlando, FL | $1,800–$5,800 |
| Washington, DC | $1,900–$5,900 |
| Baltimore, MD | $2,000–$6,000 |
| Los Angeles, CA | $2,100–$6,100 |
| Chicago, IL | $2,200–$6,200 |
| Denver, CO | $2,200–$6,200 |
| New York City, NY | $2,300–$6,300 |
| Boston, MA | $2,400–$6,400 |
Whether you’re installing a chain link fence or a wrought-iron one, fences can present various issues over time. You should be aware of these common problems:
Before you get started with your fence installation project, here are some considerations to keep in mind. Renovate partners with vetted and experienced contractors who can give the best technical advice and guidance on your fence installation.
Calculate the total fence length to get a clear understanding of its size. More linear feet and taller fences usually result in higher costs and larger fence loans. Work closely with your contractor to identify the best materials based on your budget and needs. Inexpensive options like wood or chain link save money now, while high-end wood, vinyl, or composite cost more but offer long-term benefits.
A local contractor will be familiar with regional codes and regulations. They’ll make sure you get the required permits for your fence installation. Factor permit fees and any required approvals into your fence financing plan. Ignoring regulations can lead to fines or rework, which will hurt your budget.
At Renovate, we value your time and strive for maximum efficiency. Our process is designed to be as user-friendly as possible. Here’s why homeowners choose us:
Our platform is free to use. There are no fees to submit an online request for fence financing. If you receive an offer, your lender will include all associated costs in your loan agreement. And you’re under no obligation to accept any offers you receive.
You can complete your fence installation financing request from most devices. After you submit some basic information — personal, financial, and project details — we’ll attempt to route your request to local lenders in our network.
We only partner with trusted and pre-screened contractors. These professionals are vetted to ensure quality installation, whether a chain link or iron wrought fence.
We understand that some projects simply can’t wait any longer. That’s why we value your time and prioritize your home’s privacy and security. If you’re approved for a loan, you may receive the funds in a few business days, depending on the lender’s policies.
Fencing costs vary depending on materials and height. You can expect to spend between $3,600 and $10,500 for 300 linear feet. A chain-link fence will typically fall at the lower end, while a decorative wrought iron fence can cost up to $35,000.
There are several cheaper alternatives to fencing. Options like hedges, wire mesh, or pallet barriers can offer a solution at a fraction of the cost. Split-rail or basic picket wood fences are also budget-friendly. However, these options typically require more maintenance and may add less resale value to your property.
Renovate’s lenders consider all credit profiles. Some lenders in our network may still be willing to work with those who have bad credit. They may consider other factors, such as your employment history and current income, when making a decision. However, those with lower credit scores usually receive fence loans with higher interest rates.
