Pole barns come in various designs and serve different purposes. A professional pole barn contractor can help you identify which type suits your budget and needs. Here are some common types of pole barns:
Construction costs can vary widely, ranging from as low as $8,000 to as high as $240,000. The total cost depends on several factors, including materials, labor, size, complexity, and location.
Below are the average prices of different materials commonly used for constructing a pole barn:
| Material | Average Cost per Square Foot |
| Metal Siding | $4–$5 |
| Wood Siding | $3–$10 |
| Aluminum Siding | $5–$12 |
| Concrete Flooring | $6–$10 |
| Wood Flooring | $8–$12 |
| Laminate Flooring | $4–$8 |
Here are the average costs of constructing a pole barn depending on your state:
| State | Average Cost |
| Oklahoma | $30,000–$70,000 |
| Kentucky | $35,000–$75,000 |
| Indiana | $40,000–$80,000 |
| Michigan | $40,000–$80,000 |
| Wisconsin | $40,000–$80,000 |
| Oregon | $45,000–$85,000 |
| Utah | $55,000–$95,000 |
| Virginia | $73,000–$113,000 |
| Missouri | $84,000–$120,000 |
| Maryland | $85,000–$125,000 |
| New Jersey | $95,000–$135,000 |
While pole barns are generally cost-effective and versatile, they can present challenges if not properly designed, constructed, and maintained. Here are some common problems:
Before embarking on your pole barn journey, take a moment to consider these factors that may impact your project:
Start by talking with a professional contractor to figure out how you’ll mainly use your pole barn. That decision will shape everything, from the layout and insulation to the finishing details. For example, if you’re building an agricultural pole barn, you’ll want good ventilation, surfaces that are easy to clean, and plenty of storage space. On the other hand, if the barn is for hobbies or other personal use, insulation, climate control, and a tailored interior setup become essential. Planning carefully upfront will make sure your barn works well for your needs and remains functional for years to come.
A pole barn can boost your property’s value, often adding around 20% to 60% of the cost to build. This varies based on factors like size, design, location, and the materials used. To get a more accurate idea of how much value your pole barn could add to your property, it’s best to talk to a licensed contractor who knows the local market.
Where you place your pole barn makes a big difference. Think about how it’ll be used and whether you need easy access for vehicles, equipment, or regular foot traffic. It’s also smart to consider how close it is to your home and whether you’ll need a driveway or path leading to it. A contractor can help you choose a spot for usability that also looks good with the rest of your property.
Your pole barn should visually complement your existing structures and property. Choose colors, materials, and rooflines that complement your home. You can also incorporate landscaping, pathways, and decorative lighting for a cohesive and visually appealing look.
Evaluate different pole barn financing options to find the best fit for your budget, repayment plan, and credit profile. Consider the interest rates, repayment terms, and overall borrowing costs before committing to any pole barn loan product. Renovate can connect you with flexible financing solutions for your pole barn project.
Our request process is designed to be user-friendly and straightforward. Here’s why customers choose to start their pole barn financing journey with us:
Renovate’s contractors may offer pole barn financing through an extensive network of financial partners. Depending on your personal information, project scope, and the lender’s terms, you might receive competitive rates and flexible loan amounts.
We work with trusted and licensed lenders nationwide. Our solution can help connect you to a reputable lender who offers direct pole barn financing.
Time is precious when you’re planning a construction project. With a single online request form, you can reach lenders in your area and potentially connect with one of them.
Our extensive network of lenders considers applicants with a wide range of credit profiles. They may consider other factors, such as your employment history and current income. However, these may incur higher interest rates.
Several factors go into determining the cost of a pole barn. These include materials, labor, permits, as well as the size and location of your project. Don’t forget foundation costs, as many pole barns use a concrete pad or concrete piers. By adding up all these components, you should get an accurate estimate.
To cut costs on a pole barn, go with a simple layout, standard size, and limited custom extras. If you're up for it, doing some of the work yourself, like clearing the site or finishing the inside, can save a good chunk on labor. It also helps to compare bids from different contractors. And don’t overlook pole barn financing options to spread out the cost over time.
Midsize pole barns, such as 30x40 or 40x60 square feet, are typically the best value per square foot. Smaller barns often have higher per-square-foot costs due to fixed expenses like permits and site preparation, while large barns may require specialized materials and labor that can increase costs.
The amount of concrete you need depends on the foundation style of your pole barn. For individual post footings, each typically requires about 0.2 to 0.3 cubic yards of concrete. Twelve posts would require about 2.5 to 4 cubic yards of concrete. For a full slab, approximately 15 to 16.2 cubic yards of concrete would likely be sufficient.
It’s still possible to get loans for pole barns with bad credit, but the interest rates may be high. Lenders willing to work with you may look at factors like your current income and employment history.
Before securing financing for a pole barn, you’ll need to check local zoning ordinances for setback rules, allowable uses, and required permits. Permits can vary from state to state, so it’s better to get in touch with your municipality for more concrete information.
They typically compare your barn to similar structures in the area. If there aren’t comparable sales, lenders may assign minimal or no value unless the barn is used for business purposes.
This depends on the lender. While not always mandatory, some lenders may require insurance that covers at least the replacement cost, with Actual Cash Value (ACV) or Replacement Cash Value (RCV) policies.
While it won’t directly affect your ability to borrow, it can make it more costly to repair your pole barn in the future.
If your pole barn is used 100% for an agricultural or other qualifying business purpose, you can deduct much of the cost in the year it is placed in service. Because limits change and the rules can be nuanced, consult a tax professional before you decide how to depreciate your barn.
