For example, if you need financing for plumbing repairs that cost $5,000 at an APR of 10% over 24 months, you would pay around $231 per month. Your total cost to repay the loan would be about $5,538.
Loan amounts and terms vary based on your creditworthiness and the plumbing companies that offer financing.
A plumbing professional can help you “unclog” many areas of your home beyond your kitchen and bathrooms. Here are some examples of projects best reserved for licensed plumbers:
Most plumbing projects range between $2,200 to $5,200, but this varies widely depending on the project and the size of your home. Installing plumbing in a new home or replacing the pipes in an existing home can cost from $3,000 to $16,000, while addressing plumbing common repairs may run between $300 to $1,200.
Contractors usually price these jobs by linear foot or by labor hour, and some plumbers have minimum labor fees starting at about $125 per hour. Replacement and replumbing jobs are usually more expensive than repair jobs. This is because rough-in plumbing for new projects requires installing the supply and drain lines and then connecting them to your water and sewer mains.
Here are a few cost estimates for common residential plumbing projects, not including the cost of the fixture or appliance:
| Plumbing Project | Cost Estimate |
| Sink installation | $250–$650 |
| Toilet installation | $275–$850 |
| Water heater installation | $800–$2,000 |
| Water softener installation | $200–$5,500 |
| Gas line installation | $300–$900 |
| Replumb a 2,000 sq ft home | $2,500–$16,000 |
| Replace water main | $850–$2,500 |
| Burst pipe repair | $250–$1,000 |
| Pipe leak repair | $250–$900 |
| Toilet repair | $200–$450 |
| Sewer line replacement | $1,300–$5,100 |
We can help you avoid common plumbing problems by connecting you with a licensed contractor dripping with knowledge. Here are some of the common issues that impact your plumbing system they can guide you through:
Understanding all the cost factors and requirements for residential plumbing systems can quickly become overwhelming. That’s why we only partner with plumbing companies and contractors who know the ins and outs of your bathtubs, faucets, toilets, and more.
Here are some aspects they’ll flush out with you before starting an installation or repair:
The type of pipes you choose for your project depends on its purpose and application, such as whether it’ll be used to supply water or gas, or as a vent. Ensure you select the right piping material for your project needs (our network of experienced plumbers has the know-how you need to help make this decision).
Copper, PEX, and CPVC are the most common types of plumbing pipes, and there are pros and cons to each material. For example, PEX piping is often more affordable and easier to install, but copper piping lasts longer. PVC pipes are used for cold water applications only.
Most larger plumbing jobs, like replacing a water heater or installing a gas line, require a permit. Smaller jobs like repairing a toilet or adding a garbage disposal typically do not require a permit to get started. Check with your local building department or hired contractor to see if a permit is necessary for your project.
In addition, you may want to conduct an inspection to ensure your work is up to code. Not only can our reputable plumbers help you determine whether you need to pull a permit before starting any upgrades or repairs, they can also help ensure the work is done according to local building requirements.
The more experience your plumber has, the higher their labor rate. Licensing for plumbers is based on experience level, ranging from apprentice to journeyman to master plumber. Though these levels and requirements can change depending on the state, contractors generally must pass an exam and complete a certain number of professional training hours to advance through the ranks.
Consider your project’s complexity and budget when hiring a plumbing contractor. Consider leveraging Renovate’s network of experienced professionals to locate the right plumber for your needs.
Renovate helps turn pipe dreams into realities by finding plumbers that offer financing near you. Here are some additional benefits of requesting preapproval for plumbing loans with Renovate:
It’s free to use our financing request form and connect to reputable contractors. From spouts to pressure hoses, we’ll link you up with best-in-class plumbers who offer flexible payment plans that meet your budget and project size.
Renovate strives to connect homeowners with varying credit profiles to reputable, pre-screened plumbers and direct financing options. Our large, inclusive lender network taps into more opportunities for plumber financing, so you can get started on repairs quickly.
With Renovate, you may get a pre-qualification offer in minutes. Submit your request using our online form, and we’ll connect you with contractors who offer plumbers financing that makes upgrading your system quick and easy.
Plumbing financing for bad credit is often available through private financing companies that are able to serve homeowners with varying credit profiles. However, loan terms and rates will be higher than what’s given to homeowners with better credit. Renovate strives to connect people to plumbers with payment plans near you.
While many homeowners know to call a plumber when their toilets act up, plumbing professionals can also tackle issues related to your water heater, sewer line, and household fixtures (e.g., showers, sinks, dishwashers). Discuss your project in detail before hiring a contractor to ensure their skill set aligns with your needs.
