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HomeBlinds and Shades

Window Blinds and Shades Financing

Adorn your home with new window treatments and elevate your space.
Window Blinds and Shades Financing
Request to prequalify for window and shade financing through a local contractor in our network.
Explore options to finance new blinds and shades today.

How to Get Blinds Financing

Step 1
Enter some information about your finances and window needs using our form.
Step 1
Step 2
Let us review your request. If approved, we will present you with a pre-qualified offer for financing blinds and shades on screen.
Step 2
Step 3
Select an offer with terms that work for you and complete the blinds and shades financing application.
Step 3
Step 4
Work with your blinds and shades contractor to complete the job while you repay the loan.
Step 4

What Is Window Blinds Financing?

Window treatment financing is a payment plan that allows homeowners to purchase new blinds, shutters, and shades without paying the entire cost upfront. Instead, the price is spread over smaller, more manageable monthly payments. This can make upgrading window treatments affordable, even if your budget is tight.

New, modern window treatments like blinds and shades help make your home comfortable, energy-efficient, and aesthetically pleasing. However, these upgrades can sometimes feel like a huge financial undertaking. The good news is that blinds and shades financing provides a practical solution for having high-quality window treatments without the hefty initial payment.

What is a Blinds and Shades Loan?

Types of Blinds and Shades for Windows

Before you start shopping around, get acquainted with the various types of blinds and shades.

  • Cordless blinds and shades: While most shades and blinds have a pull string to move them up and down, motorized (cordless) treatments operate with a remote or tension lift system.
  • Venetian blinds: Classic horizontal slat blinds in faux wood, aluminum, and vinyl finishes. The slats are of various thicknesses and can be tilted to adjust the room's light exposure and privacy levels.
  • Top-down and bottom-up blinds: Can be lifted from the bottom or pulled down from the top. They are beneficial in spaces where privacy is key, like bathrooms.
  • Vertical blinds and shades: These are called panel track treatments, and feature vertical panels along a track system. They are well-suited for long windows and sliding glass doors.
  • Roman shades: These shades fold as they rise, adding a touch of elegance to any room. Roman window treatments can be made of many fabric types and are well suited to customization in colors, patterns, and textures.
  • Roller window shades: A traditional window treatment, roller shades are easy to operate and can be made with many fabrics and design patterns to match your space. You can pull a cord to manage them or buy modernized versions that lift on command.
  • Solar shades and blinds: A treatment that blocks UV rays while allowing natural light. These treatments have different transparency percentages that indicate how well you can see through them and how much UV light they block.

Cost of Installing New Blinds and Shades

Understanding the cost of window treatments will help you make informed decisions about financing blinds and shades. Pricing typically depends on various factors, such as:

  • Type of covering: Roller shades, Venetian blinds, Roman shades, etc.
  • Material: Common options include wood, vinyl, aluminum, or fabric.
  • Window size: Larger windows and areas that require custom sizes for window dressings are generally more expensive.
  • Labor: Most projects require professional installation, which averages between $15 to $50 per window, depending on the complexity of the installation.

Below is a breakdown of the average costs of various types of blinds and shades to help you budget for the project.

Average Costs by Type

Type of Covering Estimated Cost per Window (Materials Only) Estimated Cost per Window (Including Installation)
Roller Shades $20–$250 $70–$300
Venetian Blinds $25–$400 $75–$500
Roman Shades $30–$120 $80–$220
Vertical Blinds $50–$350 $100–$450

Average Costs by Material

Material Estimated Cost per Window (Materials Only) Estimated Cost per Window (Including Installation)
Wood $50–$500 $100–$600
Faux Wood $30–$200 $80–$300
Vinyl $20–$150 $70–$250
Aluminum $25–$150 $75–$250
Fabric $30–$300 $80–$400

Common Problems with Window Blinds and Shades

Not all window treatments are created equal. Selecting the right finish for your windows can help you proactively address the following issues. Your window contractor can discuss your options during an in-home consultation.

  • Warped slats: Blinds made from cheaper materials or exposed to high humidity are prone to bending and warping over time.
  • Broken cords and tension systems: Corded blinds, which use cord loops to move up and down, can break, requiring repair or complete replacement. A broken tension system can also affect how the treatment moves and settles, leading to an uneven look.
  • Fading or discoloration: Long exposure to sunlight may fade or change the color of blinds and shades. While some fading is inevitable, specific materials and treatment types are more resistant to discoloration.
  • Mechanism malfunction: The batteries or internal mechanisms in motorized and cordless blinds must be replaced following heavy use. Fabric blinds and shades can accumulate dust, which can cause the motor to fail.
  • Inadequate light control: If your window treatments are sized and installed incorrectly, they may be less effective at blocking light. Sometimes, the blinds hang unevenly if the cord is stuck on one side.
  • Slats that won’t move: Dirt or an obstruction in the mechanism can prevent your slats from tilting and rotating. You can try using a lubricant to see if it helps encourage movement, but if the slat breaks, you’ll probably have to replace the entire window treatment.

Factors to Consider Before Planning Window Treatment Installation

Before upgrading your window treatments, evaluate several factors to ensure the process runs smoothly. Here are a few factors our experienced window contractors might help you consider before starting the project.

Number of Windows

Number of Windows

Generally speaking, the cost to install and buy usually decreases as the number of windows increases. Larger windows and custom sizing requirements will also impact your overall cost.

Ask your contractor about bulk deals or promotions that incentivize a larger project at a lower cost per window — especially if you plan to redress more than four or five windows.

Material and Style

Material and Style

Your sunlight and privacy needs will determine the best material to adorn your windows. For example, are you tring to control light, improve insulation, or ensure privacy? The material used also contributes to the durability and effectiveness of your window treatments.

While window shades are often more affordable than blinds, they don’t offer the same amount of privacy. Faux wood, aluminum, and vinyl coverings are some of the more durable and affordable options, whereas real wood and luxurious fabrics are more of a luxurious splurge.

Luckily, Renovate partners with knowledgable contractors who can help guide you toward a covering that suits your needs.

Size of Windows

Size of Windows

Installing new window blinds and shades gives your rooms an instant facelift without the need for extensive remodeling. Still, correct installation is all about precise measurement — improper sizing can lead to improper fittings and require costly adjustments to address gaps.

That’s why Renovate partners with reputable contractors who know who know to measure each window frame’s width, height, and depth. This will help ensure you purchase a tight-fitting window treatment that looks good and functions properly.

Additional Finishing Costs

Additional Finishing Costs

Some window rehabds require additional efforts to round out the installation, like completing finishing work around the window, removing and disposing of your old treatments, and trimming the blinds to fit the space. Your contractor can estimate the amount of work needed to complete the project during an in-home consultation, which should help you budget better.

To save on the project, consider whether blinds with motors and remote controls or smartphone connectivity, and soundproofing are worth the extra cost of convenience. You may be able to cut back on costs by choosing prefabricated blinds over custom options and manual shades over automatic ones.

Benefits of Financing the Installation of Your Blinds or Shades with Renovate

Renovate streamlines the process of locating blinds and shade financing. Here are some additional benefits of using Renovate to explore window treatment loans:

Competitive Rates

Competitive Rates

Renovate’s contractors offer financing options through a network of financial institutions that offer competitive interest rates and flexible loan amounts and terms. This makes it easier to choose a loan that fits your budget and project size.

Large Merchant Network

Large Merchant Network

Our platform connects owners with top-notch window treatment contractors and direct financing options for your project, helping simplify your search for affordable ways to upgrade your home.

Inclusive Credit Solutions

Inclusive Credit Solutions

Our diversified lender network opens more financing opportunities to property owners with different credit profiles. Your credit score does not have to be perfect to secure funding for your blinds and shades project.

Streamlined Digital Loan Application

Streamlined Digital Loan Application

Submitting your request for financing for blinds and shades is quick, easy, and entirely online. Provide some basic information about yourself, your finances, and your project; a pre-qualification offer may be presented in minutes.

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Check Other Home Renovation Loan Options

FAQ

Yes, many window treatment companies provide financing options for repairs and new installations.

One of the benefits of working with a home improvement contractor who offers flexible financing plans is that they often include larger-scale home window treatment projects. While terms and rates vary based on creditworthiness, financing your window upgrade can help you manage costs more effectively.

Financing solutions for home window treatments often include all types of blinds, such as roller and Roman shades, Venetian blinds, and motorized and custom fittings. When exploring financing options, ensure that your desired window treatment qualifies for financing with the lender.

Although applicants with higher credit scores typically get better financing terms, many lenders and financing companies offer solutions to customers with varying credit profiles. Those with lower credit scores might qualify for financing at a higher rate.

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