HomeWindow Financing

Window Financing

Get approved for a window financing loan through one of our trusted partner companies.
Window Financing
Ready to transform your home with a new window project?
Renovate offers a range of financing options from reputable, full-service window companies.
Get quotes, find the best solutions, and start your project today!

How To Get Window Financing

Step 1
Submit your personal, financial, and project information directly to Renovate.com to start a window financing request.
Step 1
Step 2
Your request will be reviewed in real-time and you may be offered a pre-qualified offer on-screen.
Step 2
Step 3
After selecting the offer, you will be redirected to complete the window financing application.
Step 3
Step 4
If approved, your window installation can begin immediately, allowing you to upgrade your home while you pay the financing company in installments.
Step 4

What is a Window Loan?

A window loan helps homeowners finance the cost of purchasing and installing new windows, making it easier to afford high-quality materials and professional installation. This type of loan allows homeowners to spread out their expenses over time, which can be particularly beneficial for large-scale projects or when upgrading multiple windows at once.

Typically, window loans offer amounts ranging from $1,000 to $50,000, depending on the scope of the project and lender terms. Repayment periods generally span three to 10 years, influenced by the loan amount and the borrower’s creditworthiness. The average annual percentage rate (APR) for these loans usually falls between 4% and 20%. Renovate works with reputable contractors offering competitive financing options.

What is a Window Financing Loan?

Types of Windows

We try to connect you with contractors who can assist in financing windows in various styles, each offering unique benefits and aesthetic appeal, including:

  • Casement Windows: Hinged at the side and open outward like a door.
  • Arched Windows: Feature a rounded top and are often used as accent windows above standard rectangular windows.
  • Bay Windows: Extend outward from a building's exterior to create an alcove inside.
  • Sliding Windows: Glide horizontally along a track, allowing for easy opening and closing.
  • Double-Hung Windows: Feature two sashes that move vertically, allowing for ventilation from the top, bottom, or both.
  • Awning Windows: Hinged at the top and open outward from the bottom.
  • Picture Windows: Large, fixed windows designed to frame an unobstructed view.
  • Transom Windows: Small, decorative windows placed above doors or other windows.
  • Jalousie Windows: Consist of horizontal slats that tilt open and closed, much like blinds.
  • Garden Windows: Project outward from the wall to create a small shelf often used for plants.

How Much Do Windows Cost?

To understand your window financing options, being aware of average market price will make for an informed decision. Here’s a breakdown by window type:

Window TypeWindow Unit CostInstallation FeeTotal Cost
Casement Windows$250 to $1,500$150 to $600$400 to $2,100
Arched Windows$325 to $1,400$250 to $800$575 to $2,200
Bay Windows$1,000 to $3,500$500 to $1,000$1,500 to $4,500
Sliding Windows$300 to $1,500$150 to $600$450 to $2,100
Double-Hung Windows$300 to $1,500$150 to $600$450 to $2,100
Awning Windows$225 to $1,200$150 to $600$375 to $1,800
Picture Windows$300 to $1,800$200 to $700$500 to $2,500
Transom Windows$200 to $575$100 to $400$300 to $975
Jalousie Windows$175 to $375$100 to $400$275 to $775
Garden Windows$500 to $2,400$200 to $700$700 to $3,100

Window Installment Costs

A part of exploring new window financing options is understanding costs per size. Here’s a breakdown.

Window SizeAverage Cost
Small (24" x 36")$50 to $150
Medium (36" x 48")$100 to $200
Large (48" x 60")$150 to $250
Extra Large (60" x 72")$200 to $300

Common Window Problems

Whether you're upgrading your windows or addressing existing issues, it's important to be aware of the most common problems associated with windows. Renovate can help you tackle these issues with the right financing solutions:

  • Drafts: Poor insulation can lead to drafts, causing discomfort and increased energy costs. Upgrading to energy-efficient windows can help eliminate drafts and improve your home's overall energy efficiency.
  • Moisture Buildup: Seal failure can result in moisture accumulation, which may cause damage to your windows and surrounding areas. Replacing seals or installing new windows can prevent moisture issues.
  • Mold Growth: Mold can develop due to moisture exposure, posing health risks and damaging your home. Addressing leaks and ensuring proper ventilation can mitigate mold growth.
  • Fogging Between Panes: Double or triple-paned windows may fog up if the seal fails, reducing visibility and efficiency. Replacing the glass or windows can resolve this issue.
  • Cracked or Broken Glass: Damaged glass not only affects aesthetics but also poses safety hazards. Replacing broken glass ensures safety and improves your home's appearance.
  • Rotting Wood Frames: Over time, wood frames can rot due to exposure to moisture and the elements. Replacing or repairing frames with durable materials can extend the life of your windows.
  • Peeling or Blistering Paint: Paint damage can occur due to weather conditions or poor application, affecting your home's curb appeal. Regular maintenance and high-quality paint can prevent these issues.
  • External Noise: Poor insulation may allow external noise to enter your home, disrupting your peace. Upgrading to soundproof or well-insulated windows can significantly reduce noise intrusion.

Factors to Consider Before Window Installation

Before you plan out an installation project and even seek out new window financing, there are some factors you should definitely keep in mind:

Energy Efficiency

Energy Efficiency

Energy-efficient windows are a good investment since they can help reduce heating and cooling costs long-term. When looking for windows, try and select ones with high Energy Star ratings, low U-values, and features like:

  • Double or triple glazing
  • Gas fills
  • Low emissivity (Low-E) coatings
Style and Design

Style and Design

When it comes to new windows, you can definitely find one that combines style with functionality. If you are unsure of making a style decision on your own, you can hire or consult an interior designer. With their help, you can select a window that compliments the interior of your home and meets your functional needs.

Local Climate

Local Climate

Take into account your local climate and weather conditions when choosing windows. For example, in areas with harsh winters, windows with better insulation and weather resistance are better. In warmer climates, windows with good UV protection and ventilation might be more suitable.

Benefits of Window Financing

Here are some of the main benefits of financing a window renovation:

Competitive Rates

Competitive Rates

Renovate provides access to competitive interest rates through its network of partner lenders. These rates may be lower than those of traditional personal loans or credit card financing, helping you save money over the life of your loan.

Inclusive Credit Solutions

Inclusive Credit Solutions

Renovate’s window financing options cater to a wide range of credit profiles. Whether you have excellent credit or are working to improve your score, Renovate offers financing programs to meet your needs.

Large Merchant Network

Large Merchant Network

Renovate has a vast network of approved merchants and contractors specializing in window installations. This network allows you to choose from a variety of reputable installers and manufacturers.

Streamlined Digital Loan Application

Streamlined Digital Loan Application

Renovate offers a straightforward digital loan application process. You can complete the application online in just a few minutes and receive fast response times, hopefully enabling you to start your window replacement project without delay.

Apply for a Loan

Apply for a Window Loan

Get Started

Check Other Home Renovation Loan Options

Window Financing FAQ

Take a look at some common questions people ask about new window financing.

Generally, replacing all windows at once is more cost effective. Plus, it adds to a uniform aesthetic. However, this choice depends on your budget.

Factors like window type, material, size, labor, and energy efficiency can all influence the cost.

One risk of window installation financing is borrowing more than you actually need for the job. You can avoid that by understanding what factors affect the pricing and adjusting where necessary.

Some of the main factors include the window type; whether the window is made out of vinyl, wood, aluminum, or fiberglass; window size; energy efficiency; labor costs; your location; and additional features such as custom finishes, hardware, and specialty glass.

It’s always more difficult to find a loan when your credit is less than great. However, there may be options out there. Some alternative solutions may include working with a credit union, findning a government program, taking out a personal loan, using a home equity loan, or getting financing through the contractor.

The best way to evaluate the cost of a window replacement is to get a few quotes. That will give you an idea of what companies in your area charge. Then, you can compare the quotes to find one that fits your budget.

Factors that can affect the average monthly payment for a window replacement financing include the loan amount, interest rate, and loan term. For example:

  • Loan Amount: This is how much you borrow for your window replacement.
  • Interest Rates: Rates can vary based on your credit score, ranging from as low as 3% or much higher for those with bad credit.
  • Loan Terms: Shorter terms lead to higher monthly payments but less interest paid over time. Longer terms reduce monthly payments but increase total interest costs.

If you borrow $10,000 at an interest rate of 5% for a term of 5 years, your monthly payment would be approximately $188.

Start by filling out the form on this page. We will try to connect you with one of the window contractors in our network. Then, you will be able to request financing. Working with a contractor with a financing solution is one of the easiest and most streamlined ways to get the job done.

Dive Deeper Into Window Financing

Finance a Home Renovation

July 15, 2024
16 minutes to read

How to Implement the 30% Rule in Home Renovation

August 22, 2024
10 minutes to read

Budget Home Office

August 15, 2024
17 minutes to read
   
Renovate.com is a financial service technology provider specializing in connecting merchants and consumers with our network of independent lenders and contractors. While we host an application process on our platform, we are not a lender and do not make credit decisions. Our role is to facilitate the connection between consumers and potential lenders. This platform does not constitute a solicitation by Renovate.com to offer loans; all loan solicitations, terms, and conditions are provided by our independent lending partners.
The content provided on this Site is for informational purposes only and should not be construed as legal, business, financial, or commercial advice. You should conduct your own research and consult with professionals where appropriate before taking any actions. You assume responsibility for evaluating the merits and risks associated with the use of any information or other content on the Site before making any decisions based on such information or other content.
Advertiser Disclosure

The offers that appear on Renovate.com are from companies from which Renovate.com receives compensation. This compensation may impact how and where (including the order in which) offers are presented to consumers. Renovate.com does not make loan offers but instead pairs potential borrowers with lenders and lending partners. We are not a lender, do not make credit decisions, broker loans, or make short-term cash loans. We also do not charge fees to potential borrowers for our services and do not represent or endorse any particular participating lender or lending partner, service, or product. Submitting a request allows us to refer you to third-party lenders and lending partners and does not constitute approval for a loan. What you may be presented is not inclusive of all lenders/loan products and not all lenders will be able to make you an offer for a loan.