HomeWater Treatment Financing

Water Treatment Financing

Get fresher, filtered water with financing through one of the contractors in our network.
Water Treatment Financing
Thirsty for better water? We’ll try to connect you with top contractors in your area who offer water filtration and softener financing.
Solving your water problems doesn’t have to be expensive.
Request water treatment financing and review your options today by filling out the form above.

How To Get Water Filtration Financing

Step 1
Provide your personal details, financial information, and specific water treatment needs.
Step 1
Step 2
Allow us to review your request in real time, and a pre-qualified offer for water financing options may be presented on-screen.
Step 2
Step 3
If available, select an offer with terms that work for you and complete the water treatment loan application.
Step 3
Step 4
Work with your contractor to complete the job and manage your payments with flexible installments.
Step 4

What is a Water Treatment Loan?

You can use a water treatment loan to purchase and install a water filtration system or water softener. Loan amounts and terms vary based on your creditworthiness and the water treatment companies that offer financing.

Renovate works with reputable contractors that may offer affordable, flexible financing options that fit your budget and project needs.

For example, if you get a water filtration loan for a system that costs $4,000, you’d pay just $185 per month for 24 months with an APR of 10%. Your total cost to repay the loan would be $4,430.

What is a Water Treatment Financing Loan?

Types of Water Filtration Services

Our expert water treatment contractors can help you select and install the right water filtration system based on your current water quality and purification needs:

  • Whole-home filtration systems: These are ideal if you want filtered water throughout your home, including for showers, sinks, and appliances like your washing machine and dishwasher. They are designed to reduce harmful contaminants from every water source in your home but can be costly to install.
  • Reverse osmosis systems: Using reverse osmosis to filter water, these systems clean water several times to eliminate harmful chemicals that affect taste, smell, and clarity. If you want to remove bacteria and viruses from your water, however, you’ll need to add a UV water purification filter to this system.
  • Water dispensing systems: A more convenient and affordable option for accessing better-tasting, purified water on demand, these systems can be added to your faucets, countertops, and showerheads.
  • Water softener systems: Softeners do not filter water but soften it by removing heavy minerals like calcium, iron, and magnesium, which can improve your hair and skin. It also reduces buildup on sinks and showers, which can help extend the lifespan of your water-using appliances. Softeners can be added to a filtration system.

How Much Does Water Treatment Cost?

On average, you’ll pay about $1,800 to $6,500 or more to treat your water with a filtration system, water softener, or both. However, costs vary significantly based on your location, the capacity needed, and the type of system you choose.

Water Filtration Services

Water filters connect to your home’s main water supply to clean water running through your faucets, showers, washing machines, and other appliances. Pricing varies based on the filter’s function and whether you choose a whole-house system or a standard filter:

Type of Water Filtration SystemEstimated Cost
Whole house water filtration systems$1,100–$5,400
Reverse osmosis filtration system$1,000–$4,800
Ultraviolet filters$200–$750
Carbon-based filters$800–$1,500
Sediment filters$30–$200

Water Softening Services 

Water softeners remove minerals like calcium, magnesium, and iron from your water supply, which can help reduce water residue buildup and improve its taste and smell. Pricing varies based on the model you choose: 

Type of Water SoftenerEstimated Cost
Ion exchange water softeners$500–$4,700
Dual tank water softeners$1,110–$4,900
Salt-free water softeners$820–$4,000
Magnetic water softeners$200–$600

Common Water Treatment Problems

We can help you tackle common water problems by connecting you with a skilled contractor. Here are some of the water treatment and quality problems they can address for you:

  • Hard water: Heavy mineral items in your water, such as calcium and magnesium, lead to visible scale buildup that can damage water heaters and appliances. It can also cause water pressure issues and dry skin.
  • Staining: Certain minerals can also stain your sinks, toilets, and bathtubs a yellow, rust, or black color. In addition to unpleasant tastes, low-pH water can leave a greenish stain behind.
  • Toxins and bacteria: All water is at risk of being contaminated with harmful toxins and bacteria if your water hasn’t been treated or your plumbing was poorly installed. Water assessments can detect harmful contaminants, many of which are tasteless and odorless.
  • Sediment: Over time, sediment can leak into your plumbing, impacting taste and water quality. Soil erosion, problems with your water heater, moldy faucets, and spring water access can all lead to sediment.
  • Bad taste: If your water contains certain contaminants such as sulfur compounds, chlorine, or metals, it can have an unpleasant taste.
  • Poor water clarity: Cloudy and murky water can be a sign of rust or sediment, excessive toxins, and even runoff from local spills. A high-quality water filtration system can help improve water clarity.

Factors to Consider Before Installing a Water Filter

Water quality will vary depending on where you live and where your water comes from — the system that’s best for you may not work for someone else. Our top-rated contractors know how to protect your investment and your family.

Here are a few aspects they’ll help you consider before installing a water system:

Water Assessment Results

Water Assessment Results

It’s important to get a water quality test or water assessment to ensure you install a system that will tackle your specific water problems. Plus, private well water isn’t treated or regulated in the same way city-treated water is, which could change what pollutants are found in your water that need addressing. That’s why our contractors can conduct a detailed test to identify the contaminants in your water and suggest which filtration systems would be best for your home.

Type of Filter Needed

Type of Filter Needed

Most water filtration systems are compatible with a wide range of sinks, faucets, and plumbing equipment. However, it’s best to confirm with your contractor whether you’ll need additional add-ons to ensure the system can operate at its peak. Renovate’s network of contractors will be able to analyze your water test and determine which filters are best for fixing water problems, such as removing sediment or bacteria. Depending on your assessment results, they may recommend a UV filter for combating E.coli and fungus, a carbon filter to remove chlorine and improve smell, or a combination of filters to protect your home fully.

Size of Your Home

Size of Your Home

The specific water issues you want to address and the size of your home will also determine your treatment options. You might opt for a standard filtration system that addresses certain areas of your home or a whole home system that covers all entry points. We only work with experienced contractors who can accurately calculate the size of the water system you need and the problem areas you should prioritize to ensure you can access better-quality water.

Maintenance and Operational Costs

Maintenance and Operational Costs

Most water filtration systems require maintenance, and the filter or purifier must be replaced over time. Many water treatment contractors will offer a service plan to ensure your system is cleaned and inspected annually for leaks, clogs, and buildup. Renovate’s contractors can install your system professionally so you can access clean water. Then, they can also devise a plan to maintain it over time.

Benefits of Water Treatment Financing with Renovate

Renovate streamlines the process of locating water treatment financing. Here are some additional benefits of using us to get preapproved for water financing and loans:

No Additional Costs

No Additional Costs

It’s free to use our financing request form and connect to reputable water treatment contractors. Whether you need water softener financing or water filtration financing, we’ll show you our large network of pre-screened professionals who offer flexible solutions.

Competitive Loan Rates

Competitive Loan Rates

Renovate’s inclusive credit solutions and diverse lender network unlock a water financing opportunity for homeowners with varying credit profiles. When you finance your water treatment project with us, you may get a competitive rate and term that fits your budget and filtration needs.

Faster Funding and Approval

Faster Funding and Approval

With Renovate, you may get a pre-qualification offer in minutes. Submit your request using our online form, and we’ll try to connect you with contractors who offer water treatment financing that makes accessing clean water quick and easy.

Apply for a Loan

Apply for a Water Treatment Loan

Check Other Home Renovation Loan Options

Water Treatment Financing FAQ

You may need a water filter and a water softener to address certain issues with your water quality. Water softeners do not filter water; they only improve hard water. If you are concerned about the safety of your drinking water due to strong taste, poor clarity, or bad smells, you might consider a hybrid whole house filtration and softener system that can address multiple water quality issues.

Generally speaking, installing a softener can be a wise upfront investment because it may help protect and save you money on appliances, clothes, and fixtures. If your home has hard water, or you live in an area with poor water quality, conveying your water treatment system during the sale of your home could be an added benefit for local buyers.

Securing water treatment financing requires a credit check. Though rare, some lenders will let you finance a water treatment system using a soft credit check to determine your creditworthiness. You may be able to get water financing with less-than-perfect credit, but the interest rates and fees will be higher. The terms you qualify for depend on your income, debt level, employment status, and overall credit history.

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Renovate.com is a financial service technology provider specializing in connecting merchants and consumers with our network of independent lenders and contractors. While we host an application process on our platform, we are not a lender and do not make credit decisions. Our role is to facilitate the connection between consumers and potential lenders. This platform does not constitute a solicitation by Renovate.com to offer loans; all loan solicitations, terms, and conditions are provided by our independent lending partners.
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The offers that appear on Renovate.com are from companies from which Renovate.com receives compensation. This compensation may impact how and where (including the order in which) offers are presented to consumers. Renovate.com does not make loan offers but instead pairs potential borrowers with lenders and lending partners. We are not a lender, do not make credit decisions, broker loans, or make short-term cash loans. We also do not charge fees to potential borrowers for our services and do not represent or endorse any particular participating lender or lending partner, service, or product. Submitting a request allows us to refer you to third-party lenders and lending partners and does not constitute approval for a loan. What you may be presented is not inclusive of all lenders/loan products and not all lenders will be able to make you an offer for a loan.