Terms and Conditions – renovate(.)com
These Terms of Use (“Terms”) represent an agreement between Renovate.com, and its affiliated companies, the Renovate website (“Site”), (interchangeably and collectively, “Renovate”, “we”, “us”, “our”, or “Company”) and You (“You” and “Your”) when You use Renovate’s service and features as described in these Terms (the “Service”). These Terms may be amended from time-to-time without notice to You. By accessing or using Renovate’s Site, You confirm that You have read, understand, and agree to be bound by these Terms and the Renovate Privacy Policy. If You do not agree with these Terms or the Renovate Privacy Policy, do not continue to use this Site or the Services.
You acknowledge that each time You use our Service, You agree to the then current version of these Terms. This Agreement is a legally binding agreement between You and Renovate governing Your non-transferable use of Renovate Services and any features and products that Renovate may make available to You.
You acknowledge that we have the right to revise and amend these Terms without prior notice to You. Please review the Terms regularly.
Services
Renovate provides services that allow consumers to connect with merchants/contractors and lenders for the ability to complete and finance home improvement projects (“Project(s)”). Renovate is a software company that seeks to connect You with a lender to finance Your Project and a contractor to complete the Project. These Terms explain in more detail how Renovate creates a smooth experience for the consumer. Additional or different terms may apply to a specific financing or interest-free installment product offered through a lender within our network. Renovate is not a lender and does not broker loans. Additionally, Renovate is not a contractor and does not perform home-improvement projects. The information You provide to Renovate on its Site will be shared with partners, lenders, and contractors within our network. You may be redirected to our partner’s site to locate financing, a contractor, or both.
Disclosure
Renovate does not guarantee that You will be offered a loan by a lender within its network and does not guarantee any loan amounts. Renovate does not guarantee that the loan offer You may receive is the best available or has the best terms or rates. Renovate does not guarantee the product, price, rates, fees, availability or any other terms of a contractor or lender’s loan or construction products. We strongly encourage You to shop around for rates and terms that best suit Your financial situation. Renovate is not involved with any agreement You may enter into with a lender or contractor. Your interactions with Your lender and contractor are governed by their Privacy Policy, Terms and Conditions, and other policies. Please reach out to Your lender or contractor directly with any questions or concerns You may have.
Renovate User Account
You will need Your own Renovate User Account (“Account”) to use certain Renovate Services. Each individual may only hold one Account. On the Site, You may make one Account with Renovate. By creating Your Account, You acknowledge that You have read, understand, and agree to Renovate’s Terms and Privacy Policy. You also acknowledge that the information You provide is Your own and correct identity. You also agree that this information belongs to You. Any use of information that does not belong to You or that You are not authorized to use, or the use of the Service in a non-prescribed way, is a misuse of Renovate’s Services. With Your Renovate Account, You will be required to have a password. Keep Your password secure. You are responsible for that activities on Your account. You represent, warrant, and agree that no materials of any kind submitted through Your account or otherwise posted or shared by You through the Site will violate or infringe upon the rights of any third party, including, without limitation, any copyright, trademark, patent, privacy, publicity, or other personal intellectual property rights; or contain defamatory or unlawful material. You will notify us promptly if You discover any unauthorized use of Your account. We are not responsible for any losses resulting from unauthorized use of Your account.
Information that is asked for when You create Your Account:
Under no circumstances will we be responsible for any loss or damage, including any loss or damage to any user data, financial damages, lost profits, loss of business, or personal injury or death, resulting from Your use of the Site.
User Posted Content
As a Renovate Site user, You may, at Your own discretion, upload, publish and share Your content, such as collections, images, and nickname. You acknowledge that by sharing content You make it publicly available which means that information about You comes available to others and may be used and shared further by other individuals.
You may only upload, publish, or share content which You have the right to use, upload, publish or share, and which do not violate the law, this Agreement or third-party rights.
You agree to not upload, publish, or share content which is unlawful, fraudulent, abusive, threatening, in violation of the rights of others, offensive or criminal (such as agitation against ethnic groups, child pornography, or unlawful depictions of violence) or; transmitting content that contains viruses, Trojan horses, spyware, adware, malware, or other harmful or damaging programming; distributing unsolicited advertising (spam) or any other form of harassment.
Renovate reserves the right, without obligation, to monitor, review, adjust, inactivate, or remove content, without notifying You or a third party, in our sole discretion.
You are solely responsible for Your upload, publication and sharing of content, and agree to indemnify and hold Renovate harmless from damages, loss or costs incurred by Your upload, publication or sharing of content, including in connection to any third party claims against Renovate.
Credit Authorization Disclosure
Some third-party lenders in our multi-lender network may conduct credit checks with credit reporting bureaus or obtain consumer reports through alternative providers to determine Your eligibility for a loan. By submitting Your information through the Site, You agree to allow Renovate, and its lender partners to verify Your information and check Your credit. You agree that Renovate and/or lenders without its network may use such consumer reports and other information to determine Your eligibility for this and other payment options, and for the maintenance and collection of Your account with us. We will only obtain consumer reports that do no impact Your credit score and do not leave a hard inquiry on Your credit report. Consumer reports or credit checks may be made by the lender thorugh Equifax, Experian, TransUnion, or alternative providers. You are not obligated to contract with any third-party lender or service provider.
Consent to Communications
By submitting Your information on this Site, You are providing You express written consent under the Telephone Consumer Protection Act to receive telemarketing calls, text messages, SMS messages, and other communications by telephone, auto-dialed or pre-recorded messages as governed by TCPA, from Renovate, its lenders, merchants, and marketers, including Finturf, LLC. regardless of whether the number You provide is on the federal or any state Do-Not-Call list. Please note, Your provider’s standard message and data rates may apply to any SMS message, you may receive recurring messages, and your consent is not required as a condition of using Renovate’s Services. You may opt-out and remove your SMS information by following the opt-out instructions provided in a SMS/text message (i.e. sending “STOP” to stop and “HELP” for help). You may remove Your information from our database at any time. If You do not wish to receive future communications or if You no longer wish to receive our Services, please email us at: support@renovate.com or write to use at 550 N. Brand Blvd., 20th Floor, Glendale, CA 91202.
Intellectual Property Rights
All content included in or made available through the Site (“Content”) is protected by applicable copyright laws in the United States and other countries. Use of the Site and Renovate’s Services confers no intellectual property rights on You. Renovate strictly prohibits the copying, distribution, use or publication by You of any part of the Content. All logos, trademarks, and service markets whether registered or unregistered (referred to collectively as “Trademarks”) that are displayed on the Site are Trademarks of Renovate.
Improvement of the Site
We constantly work to improve our Site for You to have a better user experience. This may require changes to these Terms. We reserve the right to change any and all content on the Site and any service offered through the Site at any time without any notice. The Site may be temporarily unavailable from time to time for maintenance or other reasons. We may discontinue the Sire or any goods or services available through the Site at any time for any reason. We are not responsible for any problems or technical malfunction of any telephone or cable network or lines, servers, or providers, computer equipment, software, failure of email, or technical problems or traffic congestion on the Internet or on or though the Site, including injury or damage to You or any other person’s devices related to our resulting from use of the Site.
Privacy and Your Personal Data
To offer You the Service, we need to process Your personal Data – we encourage You to read our Privacy Policy for a more detailed understanding of how we process and protect Your data.
Cookies and Similar Tracking Technologies
For parts of the Service, we use cookies and similar technologies to deliver a tailored and smooth online experience.
Your Representations and Use of the Site
You shall always provide correct information and use Your own and correct identity. Any use of information that does not belong to You or that You are not authorized to use, or the use of the Service in a non-prescribed way, is a misuse of Renovate Services. Any data relating to misuse or suspected misuse may be saved and used for future risk assessment and for the protection of involved parties. Renovate reserves the right to discontinue Your use of the Services at any time for any reason.
If You upload, import, or share content to Renovate, like images, texts, receipts, information on goods, service or deliveries, or other content, You grant Renovate a royalty-free right to use and display the content for purposes of delivering the Renovate Service. WE have the right to remove any content uploaded or shared by You if we are required by law, or believe it is offensive, inappropriate, unlawful, violating the rights of others, or otherwise objectionable. You are liable for any content uploaded or shared by You. You acknowledge and agree that if You upload, import, or share content that is abusive, threatening, or offensive, or violates, or Renovate reasonably assumes to violate, law or Your agreement with Renovate, we may terminate or deactivate Your Account or use of the Renovate Site.
You agree not to use the Site to:
In connection with Your use of the Renovate Site, You agree not to do any of the following:
Eligibility
To be eligible to use the Renovate Service, You must:
We may terminate Your use of the Site or Services without notice if we believe You are not eligible to use the Renovate Site or any of its Services. By using the Site, You represent and warrant that, You are a natural person, You are 18 or older, and that You agree to and will abide by these Terms.
Your Relationship With Contractors
Renovate is not in any way responsible for the goods or services You order or purchase from contractors, including, without limitation, the quality of such goods and services and how and whether such goods or services are delivered. Renovate does not provide any endorsements or guarantees for any goods or services offered for sale on third party websites linked to the Renovate Services. Renovate does not warrant the accuracy or reliability of any information or marketing messages contained in the third-party websites linked to the Renovate Services. You must contact the contractor to resolve any issues You have respect to the goods and services You ordered or purchased from the contractor, including, without limitation, any issues relating to shipping and delivery, product warranty, product return, and the terms of any agreements You entered with the contractor in connection with Your order or purchase.
Historical Transactions of Loans
We may save information about Your loans in the Renovate Site. As a part of the Service provided under these Terms, Renovate enables You to see information about Your loan transactions on the Site. If You want to learn more about how Renovate uses this information, and other information we have about You, please see our Privacy Policy.
Services Free of Charge
These Services provided by Renovate are free of charge. When You are connected to a lender within our network, You may be offered other products and services. Please note that interest and fees may apply if You enter a loan agreement with one of the lenders in our multi-lender network. Please contact your lender directly with questions about its fees.
Duration and Termination of this Agreement
This agreement continues for an indefinite period of time. It applies until it is terminated by You or us and can be terminated at any time. Please note that in case of a termination, the use of the Site or any Renovate Service, including any features provided in, or managed via the Renovate Site, will no longer be available to You.
No Warranties
ALL INFORMATION, CONTENT, PRODUCTS, AND SERVICES FOUND ON THIS SITE ARE OFFERED “AS IS” AND YOU ACCESS THEM AT YOUR OWN RISK. RENOVATE DISCLAIMS ANY WARRANTY, EITHER IMPLIED OR DIRECTLY STATED REGARDING THIS SITE INCLUDING, BUT NOT LIMITED TO INFORMATION, CONTENT, PRODUCTS, AND SERVICES. THE COMPANY PROVIDES NO WARRANTY CONCERNING THE RESULTS AND EFFECTIVENESS OF THE SITEOR ITS INFORMATION, CONTENT, PRODUCTS, AND SERVICES. USE OF THE SITE IS AT YOUR OWN RISK. RENOVATE DOES NOT GUARANTEE, WARRANT, OR REPRESENT, THAT ANY OF ITS SERVICES WILL MEET YOUR REQUIREMENTS. THE COMPANY MAKES NO GUARANTEES THAT SERVICES WILL BE TIMELY, UNINTERRUPTED, SECURE, OR ERROR-FREE. NO GUARANTEES ARE MADE REGARDING FUNCTIONALITY OR DEFECTS IN THE OPERATION OF SERVICES OR RELATED SOFTWARE OR THAT ERRORS, IF ANY, WILL BE CORRECTED. RENOVATE ALSO DOES NOT GUARANTEE, WARRANT, OR REPRESENT, THAT THIRD-PARTY SERVICES WILL MEET YOUR REQUIREMENTS, OR BE TIMELY, UNINTERRUPTED, SECURE, OR ERROR-FREE. NO GUARANTEES ARE MADE REGARDING FUNCTIONALITY OR DEFECTS IN THE OPERATION OF THIRD-PARTY SERVICES OR RELATED SOFTWARE OR THAT ERRORS WILL BE CORRECTED.
Renovate does not guarantee the continuous, uninterrupted, error-free, or secure use of any part of the Renovate Site or Services. Use of the Renovate Site or Services may be interrupted due to events outside Renovate’s reasonable control, such as maintenance.
Renovate does not approve or control any third-party website or application and we are not responsible or in any way liable for their content. If You use such websites or applications from third parties, the terms and conditions for those websites or applications will apply to You.
Limitation of liability
RENOVATE SHALL NOT BE HELD LIABLE OR RESPONSIBLE FOR DIRECT, INDIRECT, EXEMPLARY, CONSEQUENTIAL, INCIDENTAL, PUNITIVE, OR SPECIAL DAMAGE RESULTING FROM YOUR USE AND/OR ACCESS TO THE COMPANY’S SITE OR SERVICES. THE FULL AND TOTAL LIABILITY, AS PERMITTED BY LAW, OF THE COMPANY FOR CLAIMS RESULTING FROM YOUR USE AND/ OR ACCESS TO THE COMPANY’S SITE OR SERVICES – WHETHER IN WARRANTY, CONTRACT, STRICT LIABILITY, TORT, OR OTHERWISE – IS LIMITED TO THE AMOUNT PAID TO THE COMPANY BY THE THIRD-PARTY LENDER WHO PURCHASED YOUR LOAN INQUIRY FORM INFORMATION.
These limitations and exclusions apply even if Your remedies do not fully compensate You for any losses or if Renovate or its affiliates and partners, knew or should have known about the possibility of damages.
Assign Rights
You may not transfer or assign any rights or obligations You have under these Terms. We may transfer or assign these Terms or any right or obligation under these Terms at any time without notice to You or without Your Consent.
Third-Party Beneficiaries
These Terms are for Your and Renovate’s benefit. It is not for the benefit of any other person, except for Renovate’s parent and affiliates, which You agree are third-party beneficiaries, as well as Renovate’s successors and assigns.
Governing Law and Venue
You agree that the laws of the State of California, without regard to principles of conflict of laws, will govern these Terms and any claim or dispute that has arisen or may arise between You and Renovate, except as otherwise stated in these Terms. Subject to the Arbitration provision below, You and we may also litigate any dispute in small claims court with jurisdiction over that dispute, if the dispute meets all requirements to be heard in the small claims court and remains in that court. You may litigate in small claims court whether or not You negotiated with Renovate informally first.
Renovate
550 North Brand Blvd. 20th Floor
Glendale, CA 91203
Complaints
If You have a complaint towards Renovate, You can submit Your complaint to support@renovate.com.
Mandatory Arbitration of Disputes
PLEASE READ THIS ARBITRATION PROVISION CAREFULLY. UNLESS YOU (1) ARE SUBJECT TO THE PROTECTIONS OF THE MILITARY LENDING ACT OR (2) OPT OUT IN ACCORDANCE WITH THE PROCEDURES DESCRIBED BELOW, IT WILL HAVE A SUBSTANTIAL EFFECT ON EACH PARTY’S RIGHTS CONCERNING THE RESOLUTION OF ANY DISPUTE (DEFINED BELOW) BETWEEN THE PARTIES. This Mandatory Arbitration of Disputes section applies to general disputes between You and Renovate.
To expedite resolution and the cost of any dispute, controversy or claim between You and us related to any dispute or controversy arising from or relating to Your use or inability to use the Renovate Site, and generally with respect to Renovate, these Terms or the enforcement of any provision of these Terms (a “Dispute”), You and we agree to first attempt to negotiate any Dispute (except those Disputes expressly excluded below) informally for at least thirty (30) days before initiating any arbitration or court proceeding. Such informal negotiations will commence upon receipt of a written notice (each, a “Notice”). Your address for such Notices is your most recent address provided to us in connection with your Account, or an email to the email address you have provided in your Account. Our address for such notices is: Renovate, 550 North Brand Blvd., 20th Floor, Glendale, CA 91203, Attn: Legal, or by email to support@renovate.com. Any Notice from You must include Your name, pertinent Account information, a brief description of the Dispute, and Your contact information, so that we may evaluate the Dispute and attempt to informally resolve the Dispute. Any Notice from us will include pertinent Account information, a brief description of the Dispute, and our contact information, so that you may evaluate the Dispute and attempt to informally resolve the Dispute. If the informal negotiations are successful, no further action is necessary.
IF THE PARTIES ARE UNABLE TO RESOLVE A DISPUTE THROUGH INFORMAL NEGOTIATIONS, THE PARTIES AGREE THAT EITHER YOU OR WE MAY ELECT TO HAVE THE DISPUTE (EXCEPT THOSE DISPUTES EXPRESSLY EXCLUDED BELOW) FINALLY AND EXCLUSIVELY RESOLVED BY BINDING ARBITRATION. ANY ELECTION TO ARBITRATE BY ONE PARTY WILL BE FINAL AND BINDING ON THE OTHER. YOU UNDERSTAND THAT IF EITHER PARTY ELECTS TO ARBITRATE, NEITHER PARTY WILL HAVE THE RIGHT TO SUE IN COURT OR HAVE A JURY TRIAL. The arbitration will be commenced and conducted under the Commercial Arbitration Rules (the “AAA Rules”) of the American Arbitration Association (“AAA”) and, where appropriate, the AAA’s Supplementary Procedures for Consumer Related Disputes (“AAA Consumer Rules”), both of which are available at the AAA website www.adr.org. The determination of whether a Dispute is subject to arbitration shall be governed by the Federal Arbitration Act and determined by a court rather than an arbitrator. Your arbitration fees and your share of arbitrator compensation will be governed by the AAA Rules (and, where appropriate, limited by the AAA Consumer Rules). If such costs are determined by the arbitrator to be excessive, we will pay all arbitration fees and expenses. The arbitration may be conducted in person, through the submission of documents, by phone or online. The arbitrator will make a decision in writing, but need not provide a statement of reasons unless requested by a party. The arbitrator must follow applicable law, and any award may be challenged if the arbitrator fails to do so. Except as otherwise provided in this Agreement, You and we may litigate in court to compel arbitration, stay proceeding pending arbitration or to confirm, modify, vacate or enter judgment on the award entered by the arbitrator.
The parties agree that the following Disputes are not subject to the above provisions concerning informal negotiations and binding arbitration: (1) any suit to compel arbitration, stay proceeding pending arbitration or to confirm, modify, vacate or enter judgment on the award entered by the arbitrator; (2) any suit to seek temporary injunctive relief that will remain in place only until an arbitrator can determine whether the relief should be continued, modified or removed; or (3) any claim related to actual or threatened infringement, misappropriation or violation of a party’s copyrights, trademarks, trade secrets, patents or other intellectual property rights. In addition, either party may assert claims, if they qualify, in small claims court in the state of Delaware or any United States county where You live or work.
The parties agree that any arbitration will be limited to the Dispute between us and You individually. TO THE FULL EXTENT PERMITTED BY LAW, (1) NO ARBITRATION SHALL BE JOINED WITH ANY OTHER; (2) THERE IS NO RIGHT OR AUTHORITY FOR ANY DISPUTE TO BE ARBITRATED ON A CLASS-ACTION BASIS OR TO UTILIZE CLASS-ACTION PROCEDURES; AND (3) THERE IS NO RIGHT OR AUTHORITY FOR ANY DISPUTE TO BE BROUGHT IN A PURPORTED REPRESENTATIVE CAPACITY ON BEHALF OF THE GENERAL PUBLIC OR ANY OTHER PERSONS.
Arbitration will take place in Los Angeles County, California. The parties agree that for any Dispute not subject to arbitration (other than claims proceeding in any small claims court), or where no election to arbitrate has been made, the state and federal courts located in Los Angeles County, California have exclusive jurisdiction and the parties agree to submit to the venue the personal jurisdiction of such courts. Payment of all filing, administration, and arbitrator fees will be governed by the AAA’s rules, unless otherwise stated in this Arbitration Provision. If the value of the relief You are seeking is $10,000 or less, the other party will pay or reimburse Your filing, administration, and arbitrator fees associated with the arbitration. Any request for payment of fees by the other party should be submitted by mail to the AAA along with Your Demand for Arbitration and the other party will plan to pay all necessary fees directly to the AAA. In the event the arbitrator determines the claim(s) You assert in the arbitration to be frivolous, You agree to reimburse the other party for all fees associated with the arbitration that the other party paid on Your behalf that You otherwise would be obligated to pay under the AAA’s rules.
You may opt out of the foregoing arbitration clause and class action/jury trial waiver provision of this Agreement by NOTIFYING US IN WRITING WITHIN 30 DAYS OF THE DATE YOU FIRST BECAME SUBJECT TO THESE TERMS. To opt out, You must send a written notification to us at support@renovate.com, Attn: Legal, that includes (i) your Renovate Account identification number, (ii) your name, (iii) your address, (iv) your telephone number, (v) your email address and (vi) a clear statement indicating that You do not wish to resolve claims through arbitration and demonstrating compliance with the 30-day time limit to opt out of the above arbitration and class action/jury trial waiver sections.
This Mandatory Arbitration of Disputes section will survive the termination of any agreement you have with Renovate and any bankruptcy. In the event of any conflict or inconsistency between this provision and the administrator’s rules or the Terms of other agreement you have with Renovate, this provision will govern.
If there is an Arbitration Provision in place (a “Prior Arbitration Provision”) governing a prior agreement between You and Renovate (a “Prior Agreement”) and You do not reject this Arbitration Provision, claims arising out of the Prior Agreement will be governed by this Arbitration Provision rather than the Prior Arbitration Provision. If You reject this Arbitration Provision, such claims will be governed by the Prior Arbitration Provision.
Jury waiver
IF A DISPUTE OR CLAIM IS ARBITRATED, THE PARTIES WAIVE THEIR RIGHT TO RESOLVE THE DISPUTE OR CLAIM IN COURT BEFORE A JUDGE OR A JURY. IF FOR ANY REASON A DISPUTE OR CLAIM ARISING OUT OF OR RELATING TO THESE TERMS, ANY OTHER AGREEMENT YOU HAVE WITH RENOVATE OR THE RELATIONSHIP BETWEEN YOU AND THE OTHER PARTY PROCEEDS IN COURT RATHER THAN IN ARBITRATION, YOU AND THE OTHER PARTY EACH WAIVE ANY RIGHT TO A JURY TRIAL TO THE FULL EXTENT PERMITTED BY APPLICABLE LAW.
Class Action Waiver
YOU AGREE THAT EACH PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED OR REPRESENTATIVE ACTION OR PROCEEDING. UNLESS BOTH YOU AND THE OTHER PARTY AGREE OTHERWISE IN WRITING, THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN MORE THAN ONE PERSON’S OR PARTY’S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING. THE ARBITRATOR MAY AWARD RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF NECESSITATED BY THAT PARTY’S INDIVIDUAL CLAMS). ANY RELIEF AWARDED CANNOT AFFECT OTHER RENOVATE USERS.
Trademarks
The “Renovate” name and all associated graphics, logos, designs, page headers, button icons, scripts, and service names are owned by Renovate, whether registered or unregistered. Renovate’s trademarks and trade dress may not be used, including as part of trademarks or as part of domain names, in connection with any product or service in any manner that is likely to cause confusion and may not be copied, imitated, or used, in whole or in part, without the prior written permission of Renovate in each instance.
Electronic Communication Agreement
By using the Renovate Site and/or seeking a loan issued by a lender within our network, You consent and agree that:
Lenders within our network (for purchases made with financing) and Renovate, can provide all communications, terms, disclosures required by law and other information (collectively, “Communications”) to You electronically, including via any lender within our network or Renovate Site or the email address(es) that You provided to us.
You are providing Your consent to receive electronic communications pursuant to the Electronic Signatures in Global and National Commerce Act and our intent is that the statute applies to the fullest extent possible.
You will access and retain any Communication received from us.
This consent applies to any Communication in connection with a loan issued by a lender within our network or the Renovate service, including all future Communications from lenders within our network or Renovate, unless You have withdrawn Your consent by the procedure outlined below in “Withdrawing Consent”.
You understand and acknowledge that, in order to access and retain Communications, You will need the following:
A computer or a mobile device with an internet connection.
A current web browser that includes 128-bit encryption with cookies enabled.
A valid email address.
Sufficient storage space to save past Communications or a means to print them.
Withdrawing Consent
If You would like to withdraw Your consent to receive Communications electronically, You may contact us in writing at: Renovate, 550 North Brand Blvd, Glendale CA 91203. If Your consent is withdrawn, You may be prohibited from obtaining a loan or using the Renovate Service. You may also unsubscribe from all Communications in the emails sent to You by Renovate. There is an Unsubscribe link at the bottom of the email. You may opt-out of all Communications by clicking on it.
Updating Your Contact Information
It is Your responsibility to ensure that Renovate, the merchant, and the lender (for purchases made with financing) have Your current email address, so that we can communicate with You electronically. If You need to update Your primary email address or any other personal information of yours, please edit this information on Your user account or email us with the updated information if You do not have a user account. If we send You an electronic Communication that You do not receive due to an outdated email address, we will maintain the position that the Communication was provided to You.