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HomeBlogMetal Roof vs Shingles: Pros, Cons, and Cost Comparison 

Metal Roof vs Shingles: Pros, Cons, and Cost Comparison 

Published: 
August 7, 2025
Last Updated: 
August 12, 2025
14 minutes to read

Want to know the difference between a metal roof and shingles? Let’s get into it. 

When it comes to your roof, the material you choose influences more than just curb appeal. It also plays a significant role in energy efficiency, long-term maintenance, resale value, and how well your roof withstands harsh weather. If you’re deciding between metal roofs and shingles, this guide will walk you through the differences of these materials so you can make the right call for your home.

Key Takeaways

  • Metal roofs last between 40 and 70 years, while asphalt shingles last around 15 to 30 years.
  • Asphalt shingles are cheaper upfront, but metal roofs may save you money over time due to durability and energy efficiency.
  • Metal roofs reflect heat better, which can lower cooling costs in hot climates.
  • Shingles are easier and less expensive to install and repair, especially for minor fixes.
  • Both roofs can withstand most weather conditions, but metal performs better in extreme heat, snow, and high winds.

What Is a Metal Roof? 

A metal roof is a roofing system made from panels or shingles constructed of materials like steel, aluminum, copper, or zinc. They are built to lock tightly together, which helps them resist wind and water. The key advantages of a metal roof vs shingles are its durability, lightweight design, and high resistance to fire, mildew, insects, and rot. 

The most common types of metal roofing are:

  • Standing Seam: Vertical panels with hidden fasteners
  • Metal Shingles: Shaped to mimic the look of traditional shingles or tiles
  • Corrugated Panels: Budget-friendly but less commonly used on homes
Zoom-in metal roof image

What Are Asphalt Shingles? 

Asphalt shingles are roofing materials made from a fiberglass or organic base topped with asphalt and ceramic granules. They’re the most common roofing material in the United States due to their affordability and ease of installation.  

There are three main types of asphalt shingles:

  1. Three-Tab Shingles: Basic and flat, often used in budget projects
  2. Architectural Shingles: Thicker and more dimensional, with better wind resistance
  3. Luxury Shingles: Designed to mimic slate or cedar for a more upscale appearance

How Much Does a Metal Roof Cost vs Shingles? 

There are many roof types for your home available in today’s market. Most homeowners take cost into consideration when deciding which one to choose, so let’s see how metal roofs and shingles stack up.

Upfront Metal Roof vs Shingles Cost

At first glance, asphalt shingles appear to be less expensive. Installed, they range from $4.50 to $12.25 per square foot. Metal roofs, by comparison, are more expensive. Steel or aluminum panels typically cost $7 to $15 per square foot installed, while premium copper or zinc can range from $15 to $29 per square foot installed.

When you calculate how much a metal roof costs compared to a  shingle roof, a metal roof usually ends up costing more to install. However, the entire cost extends beyond the installation price tag, and long-term value can significantly shift the equation.

Lifetime Cost of Metal Roof vs Shingles

Metal roofs last longer and are more energy efficient, which can lower long-term costs. If you plan to stay in your home for decades, the higher upfront price may balance out or even save you money in the long run. 

The image of an asphalt shingle roof.

If sticker shock is an issue, many homeowners consider roof financing to spread out the installation payments, especially when opting for more expensive metal panels.

How Long Will Each Last? 

Lifespan is one of the most significant differences between metal roofs and asphalt shingles. A metal roof can last anywhere from 40 to 70 years, depending on the material and finish. 

Standard asphalt shingles, on the other hand, last 15 to 30 years, depending on quality and local climate conditions. Upgraded architectural varieties can last up to 40 years with proper ventilation and suitable climate conditions.

Shingles also tend to wear out faster in areas with heat, intense sun exposure, or poor attic ventilation. So if you’re thinking long-term, metal often comes out ahead.

Energy Efficiency and Insulation Performance

Your roof plays a bigger role in your energy bill than you think. The material you choose can impact how cool your home stays in the summer and warm in the winter.

Metal Roofs

Metal roofs are known for their energy-saving properties, especially in warm climates. 

  • They reflect sunlight, help keep your home cooler, and reduce the load on your AC.
  • This makes them an excellent choice for areas with abundant sunlight and high summer temperatures.
  • Coatings formulated with Kynar 500 resin can boost reflectivity and energy efficiency even further.

Asphalt Shingles

Shingles tend to absorb heat, which affects indoor temperatures.

  • They hold onto solar heat, which can increase attic temperatures and make your AC work harder.
  • This often leads to higher cooling costs during hot months.
  • In colder regions, shingles remain a practical choice when supported by proper attic insulation.

Maintenance and Repairs

Regardless of the roofing material you choose, regular maintenance goes a long way in keeping your home protected. Calling a professional at the first sign of a water leak in the ceiling can save thousands in future repairs.

Experienced roofing specialist fixing metal roof panels
Unrecognizable roofer worker in special protective work wear and gloves, using air or pneumatic nail gun and installing asphalt or bitumen shingle on top of the new roof under construction residential building

That said, the type of roof you have can affect how often you’ll need to check in and what kind of work might be required.

What Maintenance Do Metal Roofs Require?

Metal roofs are durable and relatively low maintenance.

  • Inspect fasteners and flashing every few years to catch any movement or wear.
  • Keep gutters clean so water can drain properly and doesn’t back up under the roofline.
  • Remove leaves, branches, and other debris to avoid scratches or dents.
  • Over time, after many years of exposure, you might need to touch up paint or reapply protective coatings.

Common Shingle Roof Repairs

Asphalt shingles roof repair generally requires more hands-on care, especially after storms or heavy weather.

  • Replace missing, cracked, or curled shingles after wind or hail.
  • Reseal loosened or leaking flashing around chimneys and vents.
  • Hire a professional cleaning service for moss and algae buildup, which is common in damp or humid climates.
  • Expect to re-roof every 15 to 25 years, depending on how well the shingles hold up.

Climate Considerations: What Works Best Where You Live? 

The weather in your area has a significant impact on the lifespan of your roof and its ability to protect your home. Let’s examine how each option performs in various climates.

Metal Roofs

Metal roofs are built to handle a wide range of weather conditions.

  • In hot, sunny areas, they reflect heat and hold up well under constant UV exposure.
  • In snowy climates, they naturally shed snow, helping prevent ice dams from forming along the edges.
  • In windy regions, when installed to manufacturer specs, many metal roofs are rated to withstand uplift pressures equivalent to about 140 mph winds.

Asphalt Shingles

Shingles are suitable for most climates but may require additional support in extreme weather conditions.

  • In humid environments, they can absorb moisture or develop algae unless they’re treated with protective coatings.
  • Strong winds can sometimes lift or damage shingles, especially if they’ve aged or weren’t installed securely. 
  • They’re more vulnerable to wear in areas with intense sun or heat unless upgraded to higher-performance shingle types.

Metal Roofing and Asphalt Shingles: Pros and Cons Summary Table 

Our metal vs shingles comparison chart highlights the differences between the two materials. You can use it to evaluate them feature by feature to see which one fits your needs.

FeatureMetal RoofAsphalt Shingles
Lifespan40 to 70 years15 to 30 years
Upfront CostHigherLower
Long-Term ValueHigherModerate
Energy EfficiencyExcellentModerate
Appearance OptionsModern, sleek, texturedTraditional, dimensional
Installation TimeLongerFaster
Noise in RainCan be loud without proper insulationQuieter
RepairsLess frequent, higher costMore frequent, lower cost
Fire ResistanceVery highVaries by product
Weather durabilityExcellentGood 

How to Make the Best Roofing Choice for Your Home

Still on the fence? Ask yourself:

  • How long do you plan to stay in the house? If it’s your forever home, metal might be worth the investment.
  • What’s your local weather like? If you live in an area with intense sun, snow, or wind, metal offers stronger protection.
  • Are you on a tight budget? Shingles are more affordable upfront and easier to replace if needed.
  • Do you care about eco-friendliness? Metal roofs are often made from recycled materials and are fully recyclable at the end of their life.

Metal roofs and asphalt shingles both have their benefits, but serve different priorities. If you want durability, long-term savings, and top-notch energy performance, opt for metal. Stick with shingles if you need a faster, more budget-friendly solution with good protection.

Ultimately, the best choice is the one that suits your home, climate, and budget today and remains viable 10 to 20 years from now.

FAQs

Is a Metal Roof Better than Shingles for Resale Value?

Often, yes. Buyers tend to see metal roofs as a long-term investment since they can last for decades. It also signals energy efficiency and low maintenance.

Can I Install a Metal Roof over Shingles?

Yes, if local building codes allow and your current roof is in good shape. This can save on labor and disposal costs. However, it requires ensuring the structure can withstand the added weight and that moisture barriers are correctly installed.

Do Metal Roofs Make More Noise in the Rain?

It can, if there’s no attic insulation or underlayment. But most modern installations include sound-deadening materials, making them no noisier than a shingle roof.

Which Roof Type Is Best for Hot or Cold Climates?

If you live in a hot climate, metal roofs are a good choice due to their reflective properties. In cold climates, both options work well if installed correctly, but metal is better at shedding snow.

About Author
Casey Morgan
Written by Casey Morgan
Home Loan Expert
Casey Morgan, Home Loan Expert at Renovate.com, has over 10 years of experience in lending, specializing in home equity and renovation loans. Having lived in eight states, he provides expert guidance on all aspects of home financing.

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